ORBIT Frequently Asked Questions
ORBIT – No Interest – Buy In Time is a simple way to get the product you want and spread the cost over time. You make an initial payment of approximately 20%, with the remaining amount divided into 15 equal payments. There is no interest added to the agreed price.
Yes. ORBIT uses a rental agreement during the payment period and the product remains the property of OzeRentals while the agreement is in place. ORBIT is designed to provide a pathway to ownership once all scheduled payments have been successfully completed.
No. ORBIT does not charge interest. Your agreed amount is divided between your initial payment and 15 equal scheduled payments.
Yes. An initial payment is required and is generally around 20% of the agreed price, with the remaining amount divided into 15 equal payments. Your exact initial payment and ongoing payment amount will be shown before you proceed.
Choose the ORBIT product you want and click “Get Started” to complete the online application. We’ll ask for some basic information and the documents required to assess your application.
You may be asked to provide identification, recent bank statements and evidence of your income. If you receive Centrelink payments, we may also ask for your current Centrelink Income Statement. We’ll let you know exactly what is required during the application process.
Applications can generally be assessed quickly once all required information and documents have been received. Missing information or documents may delay the assessment.
Yes. Receiving Centrelink payments does not automatically prevent you from applying for ORBIT. All applications are assessed individually based on your circumstances and our eligibility and affordability requirements.
Your initial payment can be made by direct debit or credit/debit card. Ongoing ORBIT payments are generally made securely through PayTo from your nominated bank account.
The product remains the property of OzeRentals during the ORBIT agreement. Once all 15 scheduled payments have been successfully completed, ownership can be transferred to you in accordance with the terms of your agreement.
No. There are no exit fees if you choose to return the product. The product must be returned in fair and reasonable condition and your payments must be up to date.
Yes. ORBIT products are new unless specifically disclosed otherwise.
Yes. New products supplied through ORBIT include the applicable manufacturer’s warranty. Your rights under the Australian Consumer Law also apply.
Your credit history is only one part of the assessment. ORBIT applications are considered individually and approval is subject to our eligibility and affordability requirements.
Most products can be delivered Australia-wide however there may be delivery restrictions on some products subject to the location.
Contact OzeRentals and we’ll help you with the appropriate warranty or support process. Your rights under the Australian Consumer Law are not affected.
Yes. We take the security and privacy of your personal information seriously. Information provided during your application is handled in accordance with our Privacy Policy and applicable Australian privacy requirements.